Our Savings Rates

Rates subject to change without prior notice.  Call for up to the minute detail. APR = Annual Percentage Rate APY = Annual Percentage Yield

Balance/Term	APR	APY
Primary Savings (01), Member Savings (02), Statement Savings (03), Other Savings (04), Corporate Accounts (05), and Personal Savings (06) (Effective 02-01-2010)
$250-$1,999.99	0.20%	0.20%
$2,000-$4,999.99	0.40%	0.40%
$5,000 & greater	0.50%	0.50%
Primary Checking (75) and Other Checking (76) (Effective 10-01-2009)
$250 & greater	0.00%	0.00%
Sunrise Checking (79) (Effective 10-01-2009) Must be age 50 or older
$250 & greater	0.00%	0.00%
Holiday Club (12)/Vacation Club (13) (Effective 01-01-2010)
$25 & greater	0.20%	0.20%
Silver Money Market Savings Account (20) & Checking Account (70) (Effective 01-01-2010)
$1.00 - $2,499.99	0.00%	0.00%
$2,500 & greater	1.25%	1.26%
Gold Money Market Savings Account (21) & Checking Account (71) (Effective 01-01-2010)
$1.00 - $9,999.99	0.00%	0.00%
$10,000 - $24,999.99	1.25%	1.26%
$25,000 & greater	1.30%	1.31%
Share Certificates/IRA Certificates Rollover / New Balances $1,000 - $19,999.99 (Effective 03-09-2010)
3 month	0.25%	0.25%
6 month	0.30%	0.30%
9 month	0.40%	0.40%
12 month	0.65%	0.65%
18 month	0.80%	0.80%
24 month	1.24%	1.25%
30 month	1.24%	1.25%
36 month	1.49%	1.50%
48 month	1.98%	2.00%
60 month	2.23%	2.25%
Share Certificates/IRA Certificates Rollover / New Balances $20,000 - $49,999.99 (Effective 03-09-2010)
3 month	0.50%	0.50%
6 month	0.55%	0.55%
9 month	0.65%	0.65%
12 month	0.90%	0.90%
18 month	1.04%	1.05%
24 month	1.49%	1.50%
30 month	1.49%	1.50%
36 month	1.74%	1.75%
48 month	2.23%	2.25%
60 month	2.47%	2.50%
Share Certificates/IRA Certificates Rollover / New Balances Greater Than $50,000 (Effective 03-09-2010)
3 month	0.75%	0.75%
6 month	0.80%	0.80%
9 month	0.90%	0.90%
12 month	1.14%	1.15%
18 month	1.29%	1.30%
24 month	1.74%	1.75%
30 month	1.74%	1.75%
36 month	1.98%	2.00%
48 month	2.47%	2.50%
60 month	2.72%	2.75%
IRA Money Market Account (Effective 02-01-2010)
$250 - $19,999.99	0.85%	0.85%
$20,000 - $49,999.99	1.10%	1.11%
$50,000 & greater	1.25%	1.26%
Call 800-713-2274 for current rates

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